The Process
How Mediation Works
A structured, confidential process designed to bring both parties to a fair resolution — without the cost, delay, or uncertainty of litigation.
Buy Time and Structure Payments You Can Afford
When you are served with a lawsuit, the clock starts ticking. Without a response, a default judgment can be entered against you — giving the plaintiff the right to garnish wages, freeze bank accounts, and seize assets.
Mediation stops that process. By filing an Answer to the Complaint and entering structured settlement discussions, you buy critical time and create the opportunity to resolve the debt on terms you can actually afford — without a judgment ever being entered.
95%
Cases successfully settled to client's satisfaction
95%
No judgments entered
3–6 months
Typical time from filing to settlement agreement
The Five-Step Process
Every mediation follows a structured path designed to stop a judgment and reach a resolution you can afford.
30–60 minutes
Free Initial Consultation
We begin with a complimentary consultation — by phone or in person — to review the lawsuit, understand your situation, and explain exactly how mediation can stop a judgment from being entered against you.
- Review of the complaint and claims against you
- Explanation of your rights and options
- Assessment of mediation suitability
- No cost, no obligation
Within deadline
Answer to Complaint Filed
We prepare and file a formal Answer to the Complaint on your behalf. This is the critical first step — it prevents a default judgment and puts you in a position to negotiate from a place of strength.
- Drafting of the Answer to the Complaint
- Filing with the appropriate court
- All required court documents included
- Low flat fee — no hourly billing
3–6 months
Wait for Court to Set a Hearing Date
After the Answer is filed, the court schedules a hearing date — typically 3 to 6 months out. This window is your opportunity. No judgment can be entered during this period, giving you time to prepare and negotiate.
- Court sets a future hearing date
- No judgment can be entered during this period
- Time to organize finances and prepare for settlement
- Mediator monitors the timeline on your behalf
Ongoing
Begin Settlement Discussions with Plaintiff
With a court date on the calendar, both sides have strong incentive to resolve the matter. We initiate structured settlement discussions with the plaintiff or their counsel, working to reach terms that are realistic and affordable for you.
- Mediator contacts plaintiff or plaintiff's counsel
- Structured negotiation on your behalf
- Focus on payment terms you can sustain
- Confidential — nothing said can be used against you in court
Before court date
Enter into Settlement Agreement
Once terms are agreed upon, we formalize the resolution in a written settlement agreement. The lawsuit is resolved, no judgment is entered, and you move forward with a payment plan you can afford.
- Written settlement agreement drafted and signed
- Legally binding and enforceable
- No judgment entered on your record
- Case dismissed upon completion of agreed terms
Mediation vs. Litigation
| Factor | Mediation | Litigation |
|---|---|---|
| Average Cost | Thousands | Tens of thousands |
| Time to Resolution | Weeks to months | 1–5+ years |
| Outcome Control | Both parties decide | Judge or jury decides |
| Confidentiality | Fully confidential | Public record |
| Relationship Preservation | Often preserved | Typically damaged |
| Resolution Rate | ~95% when both parties engage | Uncertain |
Frequently Asked Questions
Is mediation legally binding?
Yes. When both parties reach an agreement, it is documented in a written settlement agreement that is legally binding and enforceable in court.
Do I need a lawyer to participate in mediation?
You are not required to have an attorney present, though you are welcome to consult with one before or during the process. Many clients choose to participate directly, which reduces cost and keeps the process efficient.
What types of disputes can be mediated?
We handle a wide range of civil disputes including contract disagreements, property disputes, neighbor conflicts, business partnership issues, employment claims, and personal injury matters.
What if we can't reach an agreement?
Mediation is voluntary. If the parties cannot reach a resolution, you retain all rights to pursue other legal remedies including litigation. Nothing said during mediation can be used against you in court.
How long does the process take?
Unless you want to settle your case more quickly, the Court backlog determines the length of the case. Most Courts are extremely busy.
Ready to Start?
Schedule a free initial consultation and find out if mediation is right for your situation.